If you have fallen equipment at minimum then it should not be a problem, if you have weaker stuff then do sea instances instead to earn money
It doesn't complicate, freezing helmet was always a requirement for HI instance, ever since it was released on day one, if you don't need it on Rwan, you will need it on Peter.
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patch notes/ patch info say that HI was made harder
that is probably that rowan part to prevent ppl from afking maybe Just get a freeze helmet ....cost less than 250kk and then you are fine